The first step is knowing how much you can borrow. A pre-qualification gives you an idea of your buying power so you can start your search with confidence.
For an even stronger start, get pre-approved. This step verifies your income, credit, and assets so you can:
When Mountain Lifestyles Mortgage reviews your loan, we collaborate with you on every detail. We look at your credit score, income, debts, down payment, and many other factors to create the best scenario for you and your family.
At Mountain Lifestyles Mortgage, we want to be your mortgage professional for life. We are relationship oriented, never transactional, which is why we answer every phone call and attend every closing within 75 miles.
At Mountain Lifestyles Mortgage we offer a full range of programs including conventional loans, government loans, Fannie Mae and Freddie Mac products, as well as VA, FHA, and USDA options. Each program comes with its own advantages, occasional drawbacks, and unique details that deserve careful explanation.
We know these products from top to bottom and side to side, and we welcome the opportunity to share insights most people would never learn on their own. Our team takes the time to find the best program for your needs, but what truly sets us apart is that we care enough to explain why we recommend one path over another.
This genuine guidance provides peace of mind and helps you make bold and confident decisions when it matters most. Your home will be one of the largest investments of your life, and we can help you save money and move forward with clarity, facts, and wisdom.
At Mountain Lifestyles Mortgage we also strive to take every phone call, attend every closing within 75 miles, and be fully present for everything in between. Our goal is to be your mortgage partner for life. Experience the difference of working with a team that values relationships, cares about details, and is always by your side.
This is one of our favorite parts at Mountain Lifestyles Mortgage. By this stage, we know you well. It is time to celebrate you. You deserve it. At your closing, you will provide a valid government ID and meet with your attorney, accompanied by one of our MLM representatives.
The process usually takes less than 30 minutes. During this time, you will sign your loan documents and deeds, which are then recorded. We will also take a few moments to explain the simple final step of setting up your new loan with MLM.
Before you leave, we ask about strategies that may be important to you in the future, such as opportunities for lower rates or other factors you want us to keep an eye on. This ensures we continue to look out for your best interests long after your loan closes.