Welcome to Mountain Lifestyles Mortgage

Thank you for visiting our website. We have been in business for nearly 20 years and are locally owned and operated. We have built our business through developling long-term relationships, as well as providing trust and value to our clients. 

We specialize in USDA Loans in Buncombe, Henderson, Madison, Transylvania, Haywood McDowell, Polk and Rutherfordton County.  We also serve the cities surrounding Asheville such as Hendersonville, Weaverville, Marshall, Brevard, Candler, Waynesville, Etowah, Mills River, Burnsville, Spruce Pine, Black Mountain, Swannanoa, and Old Fort. Whether you are buying a home or refinancing we would love to help you realize your dream of home ownership or save money with a new lower monthly payment.  

In terms of Purchase Loan programs, we offer the following: 

FHA | VA | USDA | Jumbo 

Refinancing? We can help you with that, too!

Recent Articles

3 Quick Ways to Boost Credit Score & Be Ready to Buy in 2017
When you meet with a mortgage lender, one of the pieces of information that they will rely heavily on in determining whether or not to lend you money at all, and if so, how much to lend you, is your credit score. If you’re hoping to buy a home in 2017 but your credit score isn’t...
Borrowing Against 401(k) to Purchase a Home: Financial “Do”, or “Don’t”?
   Many first time homebuyers are ready to take on the expense and responsibility of homeownership but lack the significant down payment that is generally required as part of a mortgage loan, or that is required in order to avoid the additional purchase of private...
How to Calculate Your Debt-to-Income Ratio
  How Much Home Can You Afford?  When you apply for a mortgage, your prospective lender will check several factors, including calculating your debt-to-income ratio in order to determine the amount of mortgage to extend to you. You can get a jump start on the home buying...
USDA Loans: The No Down Payment Loan Program That May Work for You!
  Are you hoping to buy a home in 2017 but worried about the down payment? Looking to live outside of a big city – whether that be in a small city, town or out in the country with plenty of space? Many Americans can afford the monthly mortgage payment on a home for their family, but...

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