• 			    MOUNTAIN LIFESTYLES MORTGAGE
  • 			    MOUNTAIN LIFESTYLES MORTGAGE
  • 			    MOUNTAIN LIFESTYLES MORTGAGE
  • 			    MOUNTAIN LIFESTYLES MORTGAGE

The Perfect home is waiting for youLet us help you find your the perfect loan to go with it.

Welcome to Mountain Lifestyles Mortgage

Thank you for visiting our website. We have been in business for nearly 20 years and are locally owned and operated. We have built our business through developling long-term relationships, as well as providing trust and value to our clients. 

We specialize in USDA Loans in Buncombe, Henderson, Madison, Transylvania, Haywood McDowell, Polk and Rutherfordton County.  We also serve the cities surrounding Asheville such as Hendersonville, Weaverville, Marshall, Brevard, Candler, Waynesville, Etowah, Mills River, Burnsville, Spruce Pine, Black Mountain, Swannanoa, and Old Fort. Whether you are buying a home or refinancing we would love to help you realize your dream of home ownership or save money with a new lower monthly payment.  

In terms of Purchase Loan programs, we offer the following: 

FHA | VA | USDA | Jumbo 

Refinancing? We can help you with that, too!

Recent Articles

Dec
13
2017
How Points Affect Your Mortgage Calculation
Mortgage points are fees that you pay for a reduced interest rate. Essentially, you are paying for a discount, vaguely similar to Amazon Prime or a members-based warehouse store. By paying for points upfront, you are "buying down" the interest rate over the life of the loan.  These...
Dec
06
2017
Yes! It's Possible to Defer a Mortgage Payment
Can I Defer a Mortgage Payment?  If you're looking into deferring a mortgage payment, it's likely that you are experiencing a temporary financial hardship. Deferring, or skipping a payment, is an option that may offer some relief to get you through this tough spot.  There...
Nov
29
2017
“My Home Loan Has a Mortgage Rider --What Does That Mean?”
The term "mortgage rider" may sound like a big, brawny man on the back of a motorcycle --and when you're not sure what it means, it can make you feel just as nervous. But there really isn't anything to be wary about, that is, once you understand what a mortgage rider is.  For us, honesty...
Nov
22
2017
How To Get Your Home Ready For Thanksgiving In 1 Hour (It’s Possible!)
Time just seems to fly by as soon as November comes around, and if you're like most people, a busy schedule has left you with a house that isn't quite ready to receive guests for tomorrow's big gobble event --Thanksgiving! But we got you covered! In just about an hour's time, you can have...

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