Welcome to Mountain Lifestyles Mortgage

Thank you for visiting our website. We have been in business for nearly 20 years and are locally owned and operated. We have built our business through developling long-term relationships, as well as providing trust and value to our clients. 

We specialize in USDA Loans in Buncombe, Henderson, Madison, Transylvania, Haywood McDowell, Polk and Rutherfordton County.  We also serve the cities surrounding Asheville such as Hendersonville, Weaverville, Marshall, Brevard, Candler, Waynesville, Etowah, Mills River, Burnsville, Spruce Pine, Black Mountain, Swannanoa, and Old Fort. Whether you are buying a home or refinancing we would love to help you realize your dream of home ownership or save money with a new lower monthly payment.  

In terms of Purchase Loan programs, we offer the following: 

FHA | VA | USDA | Jumbo 

Refinancing? We can help you with that, too!

Recent Articles

Can I Refinance My Manufactured Home Loan?
Mobile and manufactured homes are one of the most affordable ways to get into home ownership; unfortunately however, some lenders are hesitant to extend mortgage loans on mobile homes or manufactured housing. If you currently own either a mobile home or a manufactured home or are in the...
What are "Interest Only" Mortgage Loans, and How Do They Work?
Are you thinking about buying a home but not sure what you can afford? Have you wondered about interest only mortgages and what advantages and disadvantages they may offer? If so, then you’re in luck because we’ve collected some great information about interest only...
What Happens at Closing?
So you’ve found the home of your dreams. You’ve been preapproved for a mortgage by a lender and you’ve submitted your offer, with earnest money deposit, to the seller. The seller has accepted your offer, you’ve had a home inspection performed and now...
What is an Earnest Money Deposit?
If you are planning on buying a home this year, one of the more proactive steps you can take is to calculate out what cash you’ll need on hand for the home buying process so that you are not faced with surprise expenses down the line. You may also need cash on hand for after you purchase a...

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